I have been working at a small company more than 3 months, but my employer haven't give me medical/dental insurance yet. I have asked many times but my employer comes up with different reasons any time I ask. My health isn't good but I don't have medical insurance to go to doctor. What should I do? If I am suddently sick or have to go to emergency, who would be responsible for my hopital' costs? My spouse has a job, but her income isn't even high enough to spend for our expenses. Please give me your advice to my questions. Thank you very much.
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Go talk to a lawyer. Usually, the 1st consultation is free. Your lawyer can tell you steps to take to insure you get your benefits. In the meantime, start saving up some cash, just in case you end up having to hire the lawyer.
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Tuesday, August 16, 2011
Abused by Dentist. Can I pick up my partial without seeing him?
A tooth on my existing partial broke off and I had asked my dentist to make me a new one. I stated that I again, wanted a Valplast partial. He took the imprint and sent it out. It came back a week or so ago and I went to the office to pick it up. It wasn't what I had expected. The teeth were small and discolored and it was set on a metal plate. I thought it was me so I had tried to live with it but the discomfort became unbearable. I developed sores on the inside of my mouth and the teeth looked awful. I tried to like them but friends and coworkers looked at me and their look spoke a thousand words- it looked awful. I called the office and went back. The dentist who was once so very kind was furious as I sat in the chair crying trying to explain why I didn't like the partial. I showed him the sores on the inside of my mouth and he stormed out of the room. He caused a big scene and fellow patients came to have a look. He kept saying he wanted to retire. I did nothing. I just said there, I couldn't believe this was happening. I wasn't hysterical when I came in so don't get the wrong impression. I cried in pain. I'm a Psychiatric Tech. and I know how to handle myself-- which I could say the same for others. He told me "Oh great! Now I have to pay for this!" He tried to force it into my mouth. He tried to force me into keeping it as a supposed "spare" but I said no. His dental hygienist was kind. She agreed the partial did not look right and said I had every right to voice my opinion. Another came in and tried to cheer me up. I left. He did the impression and I now I am waiting on my new partial... I am really very fearful of going back. I don't want to be subjected to his abuse. He already charged my dental insurance company and I will be making a payment arrangement to pay off the remainder. Can I request that I pick up the teeth without seeing him? What do I do?
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You can refuse to accept the denture and inform your insurance company so that you do not get charged. Then go see another dentist for a valplast denture.
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You can refuse to accept the denture and inform your insurance company so that you do not get charged. Then go see another dentist for a valplast denture.
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Oral swelling developed during pregnancy that has still not subsided.?
Hello, I had gum swelling during last trimester of my pregnancy that i believed would go away after delivery. It's three months past my delivery and i still have this. I believe it's called Pyogenic Granuloma. It's not hurting or bleeding but i would like to have it removed as i'm not able to brush the tooth that it covers properly, and i don't want other issues arising from it. With an infant at home and no dental insurance i'm worried how much this may cost. Can anyone, who has an idea regarding dental fees advice me on how much this may cost to have it surgically removed. Appreciate all your suggestions and feedback.
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See a dentist, it may need to be cut away
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See a dentist, it may need to be cut away
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Need a root canal ... :(?
Hey so I'm pretty sure I need a root canal. My one tooth now has been hurting for five continuous day. Just this constant ache that shoots right up to my head. Needless to say I've been taking advil throughout the day. I'm pretty sure it needs a root canal because it's been a while since I've been to the dentist and this tooth has had days in the past where it has hurt. (You know the cycle). I don't have dental insurance and I can't afford right now to pay out of pocket. Anyone have any short term remedies that can help with the pain? I know what some of you are going to say .. just go get it done. I'm really trying to hold out because I have several job apps out there and if I can get one of these jobs I would likely have insurance in a few months Thanks
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The prices at dental schools are way, way lower than at professional practices, and even if the nearest one is four hours away it's still worth the drive. You didn't say where you were, but Googling "dental school" and your area should put you on the right track. Their waiting lists tend to be very long, so in the meantime get to a regular dentist to get a professional opinion on the situation and how much time you can buy. A constant pain *might* indicate an infection, and if you can get some painkillers and antibiotics it will bring you some relief while you sort out the money situation. An emergency assessment usually only involves one or two x-rays of the affected area, some tapping and prodding, and then they let you go. Should only be $100 or $150 and take less than an hour. Then you'll know what's going on and what your next steps are. Good luck, both with the tooth and the job hunt. Both are killer when they go wrong.
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The prices at dental schools are way, way lower than at professional practices, and even if the nearest one is four hours away it's still worth the drive. You didn't say where you were, but Googling "dental school" and your area should put you on the right track. Their waiting lists tend to be very long, so in the meantime get to a regular dentist to get a professional opinion on the situation and how much time you can buy. A constant pain *might* indicate an infection, and if you can get some painkillers and antibiotics it will bring you some relief while you sort out the money situation. An emergency assessment usually only involves one or two x-rays of the affected area, some tapping and prodding, and then they let you go. Should only be $100 or $150 and take less than an hour. Then you'll know what's going on and what your next steps are. Good luck, both with the tooth and the job hunt. Both are killer when they go wrong.
Source
What do I do to fix my teeth? Pic?
I hate my teeth... my parents never really cared for my dental when I was younger.... I have a good job now just out of HS and getting my dental insurance in a little bit... Can my teeth really be fixed? My tooth next to my front tooth to the right is so small... can they build a tooth up kinda like if you chip your tooth rebuild it and then do braces? I am willing to pay for everything.. LOL I am just done with bad teeth, when I meet people i hate talking.... :( http://s329.photobucket.com/albums/l396/… thanks and do you guys have a price range to fix my teeth
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I am going to assume you are speaking of the spacing of your teeth when asking your question. If you are referring to something else, please revise your question to be more specific. That open space in between your maxillary central incisors (two front upper teeth) is called a diastema. To close this diastema (space) in between your two front teeth will more than likely require orthodontics. While you might have not been fortunate enough to see a dentist regularly when you were younger, you are fortunate to have options with orthodontics. Traditionally, braces (made of metal brackets and wires) would be used to close this space. However, you might be a candidate for invisalign (http://www.invisalign.com/) in order to close that space. Only your dentist/orthodontist can tell you what specific procedures can be performed in order to close your diastema. Keep in mind that your dentist will demand that you maintain a high level of oral hygiene while going through orthodontic treatment in order to have a favorable outcome. (So, in effect, brush your teeth! :) ) Also, other more urgent dental needs (such as cavities and gum disease) may have to be addressed first before closing that diastema. As far as cost goes, this can highly vary. I am not familiar with what type of dental insurance you have, nor its benefits, but traditional orthodontics can range from $2,000-$5,000+. The dentist you select should be able to provide you with further information regarding the procedures available for you.
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I am going to assume you are speaking of the spacing of your teeth when asking your question. If you are referring to something else, please revise your question to be more specific. That open space in between your maxillary central incisors (two front upper teeth) is called a diastema. To close this diastema (space) in between your two front teeth will more than likely require orthodontics. While you might have not been fortunate enough to see a dentist regularly when you were younger, you are fortunate to have options with orthodontics. Traditionally, braces (made of metal brackets and wires) would be used to close this space. However, you might be a candidate for invisalign (http://www.invisalign.com/) in order to close that space. Only your dentist/orthodontist can tell you what specific procedures can be performed in order to close your diastema. Keep in mind that your dentist will demand that you maintain a high level of oral hygiene while going through orthodontic treatment in order to have a favorable outcome. (So, in effect, brush your teeth! :) ) Also, other more urgent dental needs (such as cavities and gum disease) may have to be addressed first before closing that diastema. As far as cost goes, this can highly vary. I am not familiar with what type of dental insurance you have, nor its benefits, but traditional orthodontics can range from $2,000-$5,000+. The dentist you select should be able to provide you with further information regarding the procedures available for you.
Source
At a job interview I was asked what salary I was looking for before I knew what the benefits were.?
I told the interviewer a low end expectation and when I found out how weak the benefits were I need to re-state my salary expectation. I need a job. I need to know when and how to re-negotiate a higher salary due to the lack of benefits that I will need to buy on my own (i.e. life insurance, dental insurance, 401k (IRA), etc.). I don't want to shoot myself in the foot but I need to be honest and get it out there before we put too much more into the hiring/interviewing.
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This is a tough spot to be in. I would recommend in the future that you ask about benefits prior to stating a salary expectation. The best bet would be to either deal with it and go with what they may offer if you need a job that badly. Or tell them you thought the benefits package would be better and your salary expectations have changed after reviewing the package. The one thing that I have learned is this - tell them what you honestly want even if you think it may be higher than they will pay. If it is more than they want to pay - they will make a counter offer. Or they may meet your salary expectations.
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This is a tough spot to be in. I would recommend in the future that you ask about benefits prior to stating a salary expectation. The best bet would be to either deal with it and go with what they may offer if you need a job that badly. Or tell them you thought the benefits package would be better and your salary expectations have changed after reviewing the package. The one thing that I have learned is this - tell them what you honestly want even if you think it may be higher than they will pay. If it is more than they want to pay - they will make a counter offer. Or they may meet your salary expectations.
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How much should I be saving per month?
I am a 20yr old living in an apartment with my partner. After taxes I make about $1400/month and was wondering how much I should be saving at this point in my life. I have calculated my monthly expenses (keeping in mind entertainment/and miscellaneous purchase) to be about $900. If it helps, please see my exact budget below: Rent: $300 Cable/Internet: $75 Cellphone: $30 Auto Gas: $80 Car Insurance $60 Car Payment: $100 Groceries: $100 Health/Dental Insurance: $80 Etc: $100
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I have always tried to save a minimum of 10%. 15% or 20% is best, but not always possible. How do you spend $100 a month on food? You eat three meals a day for less than $4 a day?!?!?!?!
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I have always tried to save a minimum of 10%. 15% or 20% is best, but not always possible. How do you spend $100 a month on food? You eat three meals a day for less than $4 a day?!?!?!?!
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